Title deed costs, taxes, stamp duties, notarial fees. What the buyer pays and what the seller pays in Córdoba province.

What Is a Property Title Deed in Argentina?

The escritura pública (public deed) is the legal instrument that transfers ownership from seller to buyer. Without it registered at the Property Registry, no legally recognized ownership transfer exists.

Title Deed Costs in Córdoba

Buyer Costs

Item	Amount
Notary fees	1.5–2% of deed value
Provincial stamp duty (Ley de Sellos)	1.5% of deed value
Property Registry registration	0.3–0.5%
Certificates and pre-deed paperwork	USD 100–200 flat
Total buyer cost	~3.3–4% of price

Seller Costs

Item	Amount
ITI (Property Transfer Tax)	1.5% of deed value
Capital gains tax (if applicable, post-2018 acquisitions)	Variable
Outstanding maintenance fee and property tax clearances	Variable
Total seller cost	~1.5–2.5% of price

The Deed Value Question

Historically, properties were sometimes registered below their actual sale price to reduce taxes. This practice is decreasing due to tighter enforcement since 2023–2024. Recommendation: register at actual value — understating deed value creates larger taxable gains on future sale.

Step-by-Step Process

2–4 weeks before:

Notary requests title report, seller inhibition check, maintenance fee clearance, utility debt clearance

On the day:

Deed read aloud, all parties sign

Buyer pays remaining balance (cash USD, wire transfer, or certified check)

Seller hands over keys

Post-deed:

Notary registers deed at Property Registry (15–60 days)

Buyer receives original deed

Special Cases

Mortgage purchase: bank also appears as a party; times are longer (additional 30–90 days for credit approval)

Inherited property: requires prior declaration of heirs if not yet registered — can add months

Foreign buyer: needs CDI tax ID instead of CUIT

Choosing Your Notary

In Argentina, the buyer chooses the notary. Request a written fee quote before starting, look for local market experience, and use recommendations from your real estate agent or trusted contacts.

Property Title Deeds in Argentina: Everything You Need to Know